Affordable Housing in Santa Cruz County, California

Santa Cruz County, California has 50 affordable housing communities in our directory — 2 open now, 7 accepting waitlist applications. These are income-restricted rentals (typically 30%–60% of Area Median Income (AMI)), ranging from studio to 4-bedroom homes, from 8 developers and property managers. Listings are kept current from public records and the property managers themselves.

2
Open Now
7
Waitlists Open
0
Coming Soon
50
Total Communities

Browse All Listings

Filter by income level, location, bedroom size, and availability.

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2026 HUD income limits — Santa Cruz County

AMI %1p2p3p4p5p6p
30%$22,575$25,800$29,025$32,250$34,830$37,410
50%$37,625$43,000$48,375$53,750$58,050$62,350
60%$45,150$51,600$58,050$64,500$69,660$74,820
80%$60,200$68,800$77,400$86,000$92,880$99,760
More filters
Showing 1–24 of 50 listings
Jessie Street Terrace
Closed
Special NeedsVouchers OK
Jessie Street Terrace
📍 Santa Cruz, Santa Cruz County
Bienestar Plaza
Closed
FamilyVouchers OK
Bienestar Plaza
📍 Santa Cruz, Santa Cruz County
Sparrow Terrace
Closed
FamilyVouchers OK
Sparrow Terrace
📍 Watsonville, Santa Cruz County
Cienega Heights
Closed
FamilyVouchers OK
Cienega Heights
📍 Watsonville, Santa Cruz County
Pippin Orchards Apartments
Closed
FamilyVouchers OK
Pippin Orchards Apartments
📍 Watsonville, Santa Cruz County
St. Stephens Senior Housing
Closed
SeniorVouchers OK
St. Stephens Senior Housing
📍 Santa Cruz, Santa Cruz County
San Andreas
Open
FamilyVouchers OK
San Andreas
formerly San Andreas Farm Labor Camp
📍 Watsonville, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call · 2BR Call · 3BR Call · 4BR Call
Open
FamilyVouchers OK
Jardines Del Valle
📍 Watsonville, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call
Status Unverified
FamilyVouchers OK
The Bluffs at 44th
📍 Capitola, Santa Cruz County
Paloma Del Mar
Status Unverified
SeniorVouchers OK
Paloma Del Mar
📍 Freedom, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call
Status Unverified
FamilyVouchers OK
Emerald Hill
📍 Scotts Valley, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call · 2BR Call · 3BR Call · 4BR Call
Status Unverified
FamilyVouchers OK
Seacliff Highlands Apts
📍 Aptos, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call · 2BR Call · 3BR Call
Status Unverified
FamilyVouchers OK
Tierra Linda
📍 Watsonville, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call
Status Unverified
FamilyVouchers OK
Pacifica Apts
📍 Watsonville, Santa Cruz County
AMI: 60% AMI
Rents: 2BR Call · 3BR Call
Nueva Vista
Status Unverified
FamilyVouchers OK
Nueva Vista
📍 Santa Cruz, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call · 2BR Call · 3BR Call · 4BR Call
Riverwalk Apartments
Status Unverified
FamilyVouchers OK
Riverwalk Apartments
formerly Riverwalk Apts (santa Cruz)
📍 Santa Cruz, Santa Cruz County
AMI: 30% · 50% · 60% AMI
Rents: Studio Call
Status Unverified
FamilyVouchers OK
Monarch Village Apts
📍 Santa Cruz, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call · 2BR Call
Status Unverified
FamilyVouchers OK
Minto Place Apts
📍 Watsonville, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call
Status Unverified
FamilyVouchers OK
Corralitos Creek Apts
📍 Freedom, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call · 2BR Call · 3BR Call
Status Unverified
FamilyVouchers OK
Stone Creek Apts
📍 Watsonville, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call · 2BR Call · 3BR Call · 4BR Call
Sycamore Street Commons
Status Unverified
FamilyVouchers OK
Sycamore Street Commons
📍 Santa Cruz, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call
El Centro
Status Unverified
FamilyVouchers OK
El Centro
📍 Santa Cruz, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call
Status Unverified
FamilyVouchers OK
Villas Del Paraiso
📍 Watsonville, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call · 2BR Call · 3BR Call · 4BR Call
Status Unverified
FamilyVouchers OK
Sunny Meadows Apts
📍 Freedom, Santa Cruz County
AMI: 60% AMI
Rents: Studio Call · 1BR Call · 2BR Call · 3BR Call · 4BR Call

Frequently asked questions

How many affordable housing options are there in Santa Cruz County?

Our directory tracks 50 affordable housing communities in Santa Cruz County, California — 2 open now and 7 with open waitlists. The list is updated continuously from public LIHTC/TCAC records and the property managers.

What income do I need to qualify for affordable housing in Santa Cruz County?

Most units in Santa Cruz County are reserved for households earning 30%–60% of Area Median Income (AMI), which varies by household size and county. Use our free eligibility calculator to see exactly which income tiers you qualify for.

Do affordable apartments in Santa Cruz County accept Section 8 or Housing Choice Vouchers?

50 of the 50 communities in Santa Cruz County indicate they accept Housing Choice Vouchers. Voucher policy can change, so confirm directly with each property.

How do I apply for affordable housing in Santa Cruz County?

Browse the listings below, check your eligibility with our calculator, then apply directly with each property. Create a free account to track your applications and get matched to new listings automatically.