Affordable Housing in Santa Cruz County, California

Santa Cruz County, California has 52 affordable housing communities in our directory — 2 open now, 7 accepting waitlist applications. These are income-restricted rentals (typically 30%–60% of Area Median Income (AMI)), ranging from studio to 4-bedroom homes, from 9 developers and property managers. Listings are kept current from public records and the property managers themselves.

2
Open Now
7
Waitlists Open
0
Coming Soon
52
Total Communities

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View 2026 reference income limits

2026 reference limits — Santa Cruz County, projects placed in service on or after May 1, 2026. Older projects can have different limits. Official income-limit tables

AMI %1p2p3p4p5p6p
20%$30,460$34,800$39,160$43,500$46,980$50,460
30%$45,690$52,200$58,740$65,250$70,470$75,690
35%$53,305$60,900$68,530$76,125$82,215$88,305
40%$60,920$69,600$78,320$87,000$93,960$100,920
45%$68,535$78,300$88,110$97,875$105,705$113,535
50%$76,150$87,000$97,900$108,750$117,450$126,150
55%$83,765$95,700$107,690$119,625$129,195$138,765
60%$91,380$104,400$117,480$130,500$140,940$151,380
70%$106,610$121,800$137,060$152,250$164,430$176,610
80%$121,840$139,200$156,640$174,000$187,920$201,840
100%$152,300$174,000$195,800$217,500$234,900$252,300
More filters
Showing 1–24 of 51 listings
Pippin Orchards Apartments
Closed
FamilyVouchers OK
Pippin Orchards Apartments
📍 Watsonville, Santa Cruz County
AMI: 30% · 40% · 50% · 60% AMI
Sparrow Terrace
Closed
FamilyVouchers OK
Sparrow Terrace
📍 Watsonville, Santa Cruz County
AMI: 30% · 40% · 50% · 60% AMI
Bienestar Plaza
Closed
FamilyVouchers OK
Bienestar Plaza
📍 Santa Cruz, Santa Cruz County
St. Stephens Senior Housing
Closed
SeniorVouchers OK
St. Stephens Senior Housing
📍 Santa Cruz, Santa Cruz County
Jessie Street Terrace
Closed
Special NeedsVouchers OK
Jessie Street Terrace
📍 Santa Cruz, Santa Cruz County
Cienega Heights
Closed
FamilyVouchers OK
Cienega Heights
📍 Watsonville, Santa Cruz County
San Andreas
Open
FamilyVouchers OK
San Andreas
formerly San Andreas Farm Labor Camp
📍 Watsonville, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call · 2BR Call · 3BR Call · 4BR Call
Jardines Del Valle
Open
FamilyVouchers OK
Jardines Del Valle
📍 Watsonville, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call
Status Unverified
Seaside Apartments
📍 Santa Cruz, Santa Cruz County
The Bluffs at 44th
Status Unverified
FamilyVouchers OK
The Bluffs at 44th
📍 Capitola, Santa Cruz County
Vista Verde Townhomes
Status Unverified
FamilyVouchers OK
Vista Verde Townhomes
📍 Freedom, Santa Cruz County
AMI: Not yet verified
Rents: 2BR Call · 3BR Call · 4BR Call
Evergreen Apts
Status Unverified
FamilyVouchers OK
Evergreen Apts
📍 Watsonville, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call
Vista Montana Apts (watsonville)
Status Unverified
FamilyVouchers OK
Vista Montana Apts (watsonville)
📍 Watsonville, Santa Cruz County
AMI: Not yet verified
Rents: 2BR Call · 3BR Call · 4BR Call
Paloma Del Mar
Status Unverified
SeniorVouchers OK
Paloma Del Mar
📍 Freedom, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call
Aptos Blue Apts
Status Unverified
FamilyVouchers OK
Aptos Blue Apts
📍 Aptos, Santa Cruz County
AMI: Not yet verified
Rents: Studio Call
Status Unverified
FamilyVouchers OK
Pajaro Court
📍 Watsonville, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call
Pacific Terrace Assoc
Status Unverified
FamilyVouchers OK
Pacific Terrace Assoc
📍 Freedom, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call
Status Unverified
FamilyVouchers OK
Pacifica Apts
📍 Watsonville, Santa Cruz County
AMI: Not yet verified
Rents: 2BR Call · 3BR Call
Bay Avenue Senior Apts
Status Unverified
SeniorVouchers OK
Bay Avenue Senior Apts
📍 Capitola, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call · 2BR Call
Mission Gardens
Status Unverified
FamilyVouchers OK
Mission Gardens
📍 Santa Cruz, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call · 2BR Call · 3BR Call
Villas Del Paraiso
Status Unverified
FamilyVouchers OK
Villas Del Paraiso
📍 Watsonville, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call · 2BR Call · 3BR Call · 4BR Call
Northgate Apts
Status Unverified
FamilyVouchers OK
Northgate Apts
📍 Watsonville, Santa Cruz County
AMI: Not yet verified
Rents: 3BR Call
Status Unverified
FamilyVouchers OK
Tierra Linda
📍 Watsonville, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call
Sycamore Street Commons
Status Unverified
FamilyVouchers OK
Sycamore Street Commons
📍 Santa Cruz, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call

Frequently asked questions

How many affordable housing options are there in Santa Cruz County?

Our directory tracks 52 affordable housing communities in Santa Cruz County, California — 2 open now and 7 with open waitlists. The list is updated continuously from public LIHTC/TCAC records and the property managers.

What income do I need to qualify for affordable housing in Santa Cruz County?

Most units in Santa Cruz County are reserved for households earning 30%–60% of Area Median Income (AMI), which varies by household size and county. Use our free eligibility calculator to see exactly which income tiers you qualify for.

Do affordable apartments in Santa Cruz County accept Section 8 or Housing Choice Vouchers?

51 of the 52 communities in Santa Cruz County indicate they accept Housing Choice Vouchers. Voucher policy can change, so confirm directly with each property.

How do I apply for affordable housing in Santa Cruz County?

Browse the listings below, check your eligibility with our calculator, then apply directly with each property. Create a free account to track your applications and get matched to new listings automatically.