Affordable Housing in Santa Cruz, California

Santa Cruz, California has 18 affordable housing communities in our directory — 5 accepting waitlist applications. These are income-restricted rentals (typically 30%–60% of Area Median Income (AMI)), ranging from studio to 4-bedroom homes, from 4 developers and property managers. Listings are kept current from public records and the property managers themselves.

0
Open Now
5
Waitlists Open
0
Coming Soon
18
Total Communities

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2026 HUD income limits — Santa Cruz County

AMI %1p2p3p4p5p6p
30%$22,575$25,800$29,025$32,250$34,830$37,410
50%$37,625$43,000$48,375$53,750$58,050$62,350
60%$45,150$51,600$58,050$64,500$69,660$74,820
80%$60,200$68,800$77,400$86,000$92,880$99,760
More filters
Showing 1–18 of 18 listings
Jessie Street Terrace
Closed
Special NeedsVouchers OK
Jessie Street Terrace
📍 Santa Cruz, Santa Cruz County
St. Stephens Senior Housing
Closed
SeniorVouchers OK
St. Stephens Senior Housing
📍 Santa Cruz, Santa Cruz County
Bienestar Plaza
Closed
FamilyVouchers OK
Bienestar Plaza
📍 Santa Cruz, Santa Cruz County
Status Unverified
SeniorVouchers OK
La Playa
📍 Santa Cruz, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call
Status Unverified
FamilyVouchers OK
Pacific Avenue Apts
📍 Santa Cruz, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call
Status Unverified
FamilyVouchers OK
Tannery Artist Lofts
📍 Santa Cruz, Santa Cruz County
AMI: 60% AMI
Rents: Studio Call · 1BR Call · 2BR Call · 3BR Call
Washington Street
Status Unverified
FamilyVouchers OK
Washington Street
formerly Neary Lagoon Cooperative
📍 Santa Cruz, Santa Cruz County
AMI: 30% · 50% · 60% AMI
Rents: Studio Call
Nueva Vista
Status Unverified
FamilyVouchers OK
Nueva Vista
📍 Santa Cruz, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call · 2BR Call · 3BR Call · 4BR Call
Riverwalk Apartments
Status Unverified
FamilyVouchers OK
Riverwalk Apartments
formerly Riverwalk Apts (santa Cruz)
📍 Santa Cruz, Santa Cruz County
AMI: 30% · 50% · 60% AMI
Rents: Studio Call
Status Unverified
FamilyVouchers OK
Monarch Village Apts
📍 Santa Cruz, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call · 2BR Call
Status Unverified
FamilyVouchers OK
Mission Gardens
📍 Santa Cruz, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call · 2BR Call · 3BR Call
Sycamore Street Commons
Status Unverified
FamilyVouchers OK
Sycamore Street Commons
📍 Santa Cruz, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call
El Centro
Status Unverified
FamilyVouchers OK
El Centro
📍 Santa Cruz, Santa Cruz County
AMI: 60% AMI
Rents: 1BR Call
Water Street Apartments
Waitlist
FamilyVouchers OK
Water Street Apartments
📍 Santa Cruz, Santa Cruz County
Gault Street Senior
Waitlist
SeniorVouchers OK
Gault Street Senior
📍 Santa Cruz
La Playa Residential
Waitlist
FamilyVouchers OK
La Playa Residential
📍 Santa Cruz
Lagoon Beach**
Waitlist
FamilyVouchers OK
Lagoon Beach**
📍 Santa Cruz
Waitlist
Special NeedsVouchers OK
Nuevo Sol
📍 Santa Cruz, Santa Cruz County

Frequently asked questions

How many affordable housing options are there in Santa Cruz?

Our directory tracks 18 affordable housing communities in Santa Cruz, California — 0 open now and 5 with open waitlists. The list is updated continuously from public LIHTC/TCAC records and the property managers.

What income do I need to qualify for affordable housing in Santa Cruz?

Most units in Santa Cruz are reserved for households earning 30%–60% of Area Median Income (AMI), which varies by household size and county. Use our free eligibility calculator to see exactly which income tiers you qualify for.

Do affordable apartments in Santa Cruz accept Section 8 or Housing Choice Vouchers?

18 of the 18 communities in Santa Cruz indicate they accept Housing Choice Vouchers. Voucher policy can change, so confirm directly with each property.

How do I apply for affordable housing in Santa Cruz?

Browse the listings below, check your eligibility with our calculator, then apply directly with each property. Create a free account to track your applications and get matched to new listings automatically.

More affordable housing in Santa Cruz County