Affordable Housing in Santa Cruz County, California

Santa Cruz County, California has 51 affordable housing communities in our directory — 2 open now, 7 accepting waitlist applications. These are income-restricted rentals (typically 30%–60% of Area Median Income (AMI)), ranging from studio to 4-bedroom homes, from 8 developers and property managers. Listings are kept current from public records and the property managers themselves.

2
Open Now
7
Waitlists Open
0
Coming Soon
51
Total Communities

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View 2026 reference income limits

2026 reference limits — Los Angeles County, projects placed in service on or after May 1, 2026. Older projects can have different limits. Official income-limit tables

AMI %1p2p3p4p5p6p
20%$23,320$26,660$29,980$33,320$35,980$38,640
30%$34,980$39,990$44,970$49,980$53,970$57,960
35%$40,810$46,655$52,465$58,310$62,965$67,620
40%$46,640$53,320$59,960$66,640$71,960$77,280
45%$52,470$59,985$67,455$74,970$80,955$86,940
50%$58,300$66,650$74,950$83,300$89,950$96,600
55%$64,130$73,315$82,445$91,630$98,945$106,260
60%$69,960$79,980$89,940$99,960$107,940$115,920
70%$81,620$93,310$104,930$116,620$125,930$135,240
80%$93,280$106,640$119,920$133,280$143,920$154,560
100%$116,600$133,300$149,900$166,600$179,900$193,200
More filters
Showing 1–24 of 51 listings
San Andreas
Open
FamilyVouchers OK
San Andreas
formerly San Andreas Farm Labor Camp
📍 Watsonville, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call · 2BR Call · 3BR Call · 4BR Call
Jardines Del Valle
Open
FamilyVouchers OK
Jardines Del Valle
📍 Watsonville, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call
Water Street Apartments
Waitlist
FamilyVouchers OK
Water Street Apartments
📍 Santa Cruz, Santa Cruz County
AMI: 50% · 60% AMI
Vista Verde
Waitlist
FamilyVouchers OK
Vista Verde
📍 Freedom, Santa Cruz County
Waitlist
MixedVouchers OK
Riverside MHP
📍 Watsonville, Santa Cruz County
Tabasa Gardens
Waitlist
FamilyVouchers OK
Tabasa Gardens
📍 Watsonville, Santa Cruz County
Waitlist
Special NeedsVouchers OK
Nuevo Sol
📍 Santa Cruz, Santa Cruz County
Lincoln Square
Waitlist
FamilyVouchers OK
Lincoln Square
📍 Watsonville, Santa Cruz County
41st & Soquel Apartments
Waitlist
FamilyVouchers OK
41st & Soquel Apartments
📍 Soquel, Santa Cruz County
AMI: 30% · 50% · 60% · 70% AMI
Status Unverified
Seaside Apartments
📍 Santa Cruz, Santa Cruz County
The Bluffs at 44th
Status Unverified
FamilyVouchers OK
The Bluffs at 44th
📍 Capitola, Santa Cruz County
Sycamore Street Commons
Status Unverified
FamilyVouchers OK
Sycamore Street Commons
📍 Santa Cruz, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call
Bay Avenue Senior Apts
Status Unverified
SeniorVouchers OK
Bay Avenue Senior Apts
📍 Capitola, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call · 2BR Call
Pacific Terrace Assoc
Status Unverified
FamilyVouchers OK
Pacific Terrace Assoc
📍 Freedom, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call
Status Unverified
FamilyVouchers OK
Pajaro Court
📍 Watsonville, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call
Parkhurst Terrace
Status Unverified
FamilyVouchers OK
Parkhurst Terrace
📍 Aptos, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call · 2BR Call · 3BR Call · 4BR Call
Emerald Hill
Status Unverified
FamilyVouchers OK
Emerald Hill
📍 Scotts Valley, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call · 2BR Call · 3BR Call · 4BR Call
Stone Creek Apts
Status Unverified
FamilyVouchers OK
Stone Creek Apts
📍 Watsonville, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call · 2BR Call · 3BR Call · 4BR Call
Status Unverified
FamilyVouchers OK
Tierra Linda
📍 Watsonville, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call
Evergreen Apts
Status Unverified
FamilyVouchers OK
Evergreen Apts
📍 Watsonville, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call
Riverwalk Apartments
Status Unverified
FamilyVouchers OK
Riverwalk Apartments
formerly Riverwalk Apts (santa Cruz)
📍 Santa Cruz, Santa Cruz County
AMI: 30% · 45% · 50% · 60% AMI
Rents: Studio Call
Paloma Del Mar
Status Unverified
SeniorVouchers OK
Paloma Del Mar
📍 Freedom, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call
Status Unverified
SeniorVouchers OK
La Playa
📍 Santa Cruz, Santa Cruz County
AMI: Not yet verified
Rents: 1BR Call
Status Unverified
FamilyVouchers OK
Pacifica Apts
📍 Watsonville, Santa Cruz County
AMI: Not yet verified
Rents: 2BR Call · 3BR Call

Frequently asked questions

How many affordable housing options are there in Santa Cruz County?

Our directory tracks 51 affordable housing communities in Santa Cruz County, California — 2 open now and 7 with open waitlists. The list is updated continuously from public LIHTC/TCAC records and the property managers.

What income do I need to qualify for affordable housing in Santa Cruz County?

Most units in Santa Cruz County are reserved for households earning 30%–60% of Area Median Income (AMI), which varies by household size and county. Use our free eligibility calculator to see exactly which income tiers you qualify for.

Do affordable apartments in Santa Cruz County accept Section 8 or Housing Choice Vouchers?

50 of the 51 communities in Santa Cruz County indicate they accept Housing Choice Vouchers. Voucher policy can change, so confirm directly with each property.

How do I apply for affordable housing in Santa Cruz County?

Browse the listings below, check your eligibility with our calculator, then apply directly with each property. Create a free account to track your applications and get matched to new listings automatically.