Affordable housing grant programs

Federal, California state, and foundation funding programs for affordable housing development — 21 programs shown.

All sourcesFederalCalifornia StateFoundation / CDFI
All typesGrantLoanTax CreditBondIncentiveGrant + Loan
FederalGrant

HOME Investment Partnerships Program(HOME)

HUD / HCD

Flexible block grant for new construction, rehabilitation, acquisition, and homebuyer assistance.

Funding: ~$1.5–1.6B national; ~$27M+ to CA non-entitlement jurisdictions

Who can apply: Local governments, nonprofits, CHDOs; households at or below 80% AMI

FederalGrant

HOME American Rescue Plan(HOME-ARP)

HUD / HCD

One-time ARP supplement targeting people experiencing or at risk of homelessness.

Funding: ~$412M California total (drawing down)

Who can apply: Local governments; for housing, rental assistance, and supportive services

FederalGrant

Community Development Block Grant(CDBG)

HUD / HCD

Formula block grant for housing rehab, infrastructure, and public facilities primarily benefiting low- and moderate-income persons.

Funding: ~$3.3B national; ~$27M HCD NOFA for non-entitlement CA jurisdictions

Who can apply: Non-entitlement cities and counties (entitlement jurisdictions receive directly from HUD)

FederalGrant

National Housing Trust Fund(NHTF)

HUD / HCD

Dedicated fund for producing and preserving housing for the lowest-income households.

Funding: ~$700M–$1B national; CA share distributed via HCD

Who can apply: States (via HCD); used for rental housing for extremely low-income households (≤30% AMI)

FederalGrant

Section 202 Supportive Housing for the Elderly(Sec. 202)

HUD

Provides capital advances (forgivable grants) and project rental assistance for affordable senior housing with supportive services.

Funding: ~$950M national; capital advance covers 100% of development cost

Who can apply: Private nonprofit organizations; housing for very-low-income elderly (62+)

FederalGrant

Section 811 Supportive Housing for Persons with Disabilities(Sec. 811)

HUD

Capital advances and project-based rental assistance for affordable housing integrated with supportive services.

Funding: ~$261M national; competitive NOFA

Who can apply: Nonprofit developers; housing for very-low-income persons with disabilities (18–62)

FederalGrant

Continuum of Care Program(CoC)

HUD

Competitive grant funding permanent supportive housing, transitional housing, rapid rehousing, and related services.

Funding: ~$3.5B+ national; CA CoCs receive hundreds of millions annually

Who can apply: CoC-designated nonprofits and local governments serving people experiencing homelessness

FederalGrant

Choice Neighborhoods Initiative(CNI)

HUD

Transforms distressed neighborhoods by revitalizing housing, improving schools and services, and creating economic opportunity.

Funding: ~$75M national; Implementation Grants $30–50M each

Who can apply: Public Housing Authorities, local governments, nonprofits targeting distressed HUD-assisted neighborhoods

FederalGrant

Housing Opportunities for Persons with AIDS(HOPWA)

HUD

Formula and competitive grants for housing assistance and supportive services for people living with HIV/AIDS and their families.

Funding: ~$505M national (FY 2025); CA receives one of the largest formula allocations

Who can apply: State and local governments, nonprofits; housing and services for low-income persons living with HIV/AIDS

FederalGrant

Affordable Housing Program (FHLBank SF)(AHP)

Federal Home Loan Bank of San Francisco

Competitive annual grants for new construction, rehabilitation, and acquisition of owner-occupied and rental affordable housing.

Funding: ~$50M/year district-wide; $44.6M to CA projects in 2025

Who can apply: Member financial institutions sponsoring affordable housing developers (for-profit and nonprofit); households ≤80% AMI

California StateGrant

Homekey Program(Homekey)

California HCD

Funds acquisition and rehabilitation of hotels, motels, and vacant buildings for conversion to housing for people experiencing homelessness.

Funding: $3B+ total across multiple rounds

Who can apply: Cities, counties, PHAs, COGs, tribal entities

California StateGrant

Homekey+ Program(Homekey+)

California HCD

Expands Homekey with Proposition 1 bond funds, targeting permanent supportive housing for the most vulnerable Californians.

Funding: ~$2.145B (Proposition 1, 2024 bond)

Who can apply: Cities, counties, PHAs, COGs, regional agencies, tribes; housing for Veterans, transition-age youth, and individuals with mental health needs

California StateGrant Closed

Infill Infrastructure Grant(IIG)

California HCD

Funds streets, utilities, and parks infrastructure that is integral to affordable or mixed-income infill housing development.

Funding: Part of HCD Multifamily Finance Super NOFA pool (~$382M in 2025 Round 3)

Who can apply: Local governments and affordable housing developers in infill locations

California StateGrant Closed

Permanent Local Housing Allocation(PLHA)

California HCD

Ongoing state funding for local affordable housing activities, from new construction to homebuyer assistance and ADU programs.

Funding: Formula allocations based on SB 2 real estate document recording fee revenues

Who can apply: Cities and counties (formula); non-entitlement local governments (competitive); broad affordable housing uses

California StateGrant

Homeless Housing, Assistance and Prevention(HHAP)

California HCD

State grants for the full spectrum of homelessness interventions — from interim shelter and encampment resolution to permanent housing and services.

Funding: $300M–$1B+ per round; Rounds 1–4 released

Who can apply: CoC lead agencies, cities, counties, tribal entities, and perinatal residential programs

California StateGrant

Encampment Resolution Funding(ERF)

California HCD

Targeted funding to resolve encampments and connect residents to housing or shelter.

Funding: ~$93M awarded in 2025

Who can apply: Local governments and tribal entities

California StateGrant

Emergency Solutions Grants(ESG)

HUD / California HCD

Federal grant passed through HCD for emergency shelter operations and services, rapid rehousing, and HMIS data systems.

Funding: ~$40–50M California/year (HCD share for non-entitlement jurisdictions)

Who can apply: Nonprofits and local governments; emergency shelter, rapid rehousing, homelessness prevention

California StateGrant

CASF Broadband Public Housing Account(CASF / BPHA)

California Public Utilities Commission (CPUC)

Funds broadband infrastructure installation in affordable housing developments so residents receive free internet access for at least 5 years.

Funding: ~$30M/year; up to 100% of eligible broadband infrastructure costs

Who can apply: ISPs, housing owners, property managers, tribal entities; 80%+ of residents must be low-income

California StateGrant

Equitable Building Decarbonization(EBD)

California Energy Commission (CEC)

Covers 100% of the cost of electrification upgrades in income-qualified properties, reducing energy bills and carbon emissions.

Funding: ~$770M total IRA-funded; free heat pumps, EV chargers, and electrification upgrades

Who can apply: Low-income households and affordable multifamily housing buildings; community organizations can apply for portfolios

Foundation / CDFIGrant

Wells Fargo Housing Affordability Breakthrough Challenge

Wells Fargo Foundation

Annual national competition recognizing innovative approaches to housing affordability in design, construction, finance, and service delivery.

Funding: $10M total; $2M per winner (5 winners)

Who can apply: Nonprofits and for-profit organizations with innovative housing solutions nationally; California organizations eligible

Foundation / CDFIGrant

MacArthur Foundation Housing Grants

John D. and Catherine T. MacArthur Foundation

Foundation-initiated grants to national and California housing intermediaries, advocates, and research organizations.

Funding: $500K–multi-million per grantee over multi-year periods

Who can apply: By invitation; nonprofit intermediaries, policy advocates, and research organizations focused on affordable housing preservation

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