Affordable housing grant programs

Federal, California state, and foundation funding programs for affordable housing development — 10 programs shown.

All sourcesFederalCalifornia StateFoundation / CDFI
All typesGrantLoanTax CreditBondIncentiveGrant + Loan
FederalGrant

HOME Investment Partnerships Program(HOME)

HUD / HCD

Flexible block grant for new construction, rehabilitation, acquisition, and homebuyer assistance.

Funding: ~$1.5–1.6B national; ~$27M+ to CA non-entitlement jurisdictions

Who can apply: Local governments, nonprofits, CHDOs; households at or below 80% AMI

FederalGrant

HOME American Rescue Plan(HOME-ARP)

HUD / HCD

One-time ARP supplement targeting people experiencing or at risk of homelessness.

Funding: ~$412M California total (drawing down)

Who can apply: Local governments; for housing, rental assistance, and supportive services

FederalGrant

Community Development Block Grant(CDBG)

HUD / HCD

Formula block grant for housing rehab, infrastructure, and public facilities primarily benefiting low- and moderate-income persons.

Funding: ~$3.3B national; ~$27M HCD NOFA for non-entitlement CA jurisdictions

Who can apply: Non-entitlement cities and counties (entitlement jurisdictions receive directly from HUD)

FederalGrant

National Housing Trust Fund(NHTF)

HUD / HCD

Dedicated fund for producing and preserving housing for the lowest-income households.

Funding: ~$700M–$1B national; CA share distributed via HCD

Who can apply: States (via HCD); used for rental housing for extremely low-income households (≤30% AMI)

FederalGrant

Section 202 Supportive Housing for the Elderly(Sec. 202)

HUD

Provides capital advances (forgivable grants) and project rental assistance for affordable senior housing with supportive services.

Funding: ~$950M national; capital advance covers 100% of development cost

Who can apply: Private nonprofit organizations; housing for very-low-income elderly (62+)

FederalGrant

Section 811 Supportive Housing for Persons with Disabilities(Sec. 811)

HUD

Capital advances and project-based rental assistance for affordable housing integrated with supportive services.

Funding: ~$261M national; competitive NOFA

Who can apply: Nonprofit developers; housing for very-low-income persons with disabilities (18–62)

FederalGrant

Continuum of Care Program(CoC)

HUD

Competitive grant funding permanent supportive housing, transitional housing, rapid rehousing, and related services.

Funding: ~$3.5B+ national; CA CoCs receive hundreds of millions annually

Who can apply: CoC-designated nonprofits and local governments serving people experiencing homelessness

FederalGrant

Choice Neighborhoods Initiative(CNI)

HUD

Transforms distressed neighborhoods by revitalizing housing, improving schools and services, and creating economic opportunity.

Funding: ~$75M national; Implementation Grants $30–50M each

Who can apply: Public Housing Authorities, local governments, nonprofits targeting distressed HUD-assisted neighborhoods

FederalGrant

Housing Opportunities for Persons with AIDS(HOPWA)

HUD

Formula and competitive grants for housing assistance and supportive services for people living with HIV/AIDS and their families.

Funding: ~$505M national (FY 2025); CA receives one of the largest formula allocations

Who can apply: State and local governments, nonprofits; housing and services for low-income persons living with HIV/AIDS

FederalGrant

Affordable Housing Program (FHLBank SF)(AHP)

Federal Home Loan Bank of San Francisco

Competitive annual grants for new construction, rehabilitation, and acquisition of owner-occupied and rental affordable housing.

Funding: ~$50M/year district-wide; $44.6M to CA projects in 2025

Who can apply: Member financial institutions sponsoring affordable housing developers (for-profit and nonprofit); households ≤80% AMI

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